UPDATE #2: Looks like they’ve updated the fee to 2% on credit card rent payments making it superior to Plastiq.

UPDATE: This deal is tapped. Hope you were able to take advantage of the promo offer! You can still use RoomiPay to pay rent with a credit card with a 2.5% fee just like Plastiq.

Last month, MilesTalk shared a limited-time offer to pay rent with a credit card with no fee via RoomiPay. Now, I love using Plastiq to earn miles and points, but it comes with a 2.5% processing fee which makes its usefulness a bit more limited.

Fortunately for us, RoomiPay has brought back this fee-free promotion this month so you can pay your February rent and earn some points at no extra cost. This is a fantastic way to hit a minimum spend requirement or earn some extra points.

Last month, payments on the Citi Access More coded has computer software which earned 3x ThankYou Points per dollar. This card is no longer available for application but you can product change to it from another Citi card.

Another great choice would be the Blue Business Plus Card from American Express which would earn 2x Membership Rewards. If you have the Business Gold Rewards card from American Express and you selected computer hardware supplies, etc. as your 3x category, you should be able to earn a ton of Membership Rewards.

Of course, if you’re working on a minimum spend, stick with that!

Now, the process to make a rent payment with RoomiPay is easy:

  1. Navigate to
  2. Select “check” as the required method of payment
  3. Provide your personal info—name, address, email, phone
  4. Provide your landlord’s info—to whom the check is addressed, address, phone
  5. Provide additional info—due date, other info to include on the check, email of the person who referred you
  6. Enter your credit card info
  7. Submit

As you can see, the process is a breeze. It took me less than five minutes. Payments can take 3 to 5 business days to process so submitting early is wise.

For those of us (ME!) who live in cities with high rent prices, this is a brilliant way to get something out of the pain that comes with our monthly rent payment. I can’t imagine this will last more than an hour or two, so get to it!