Earn 20K Amex Points With Pay Over Time
4X
in the 2 select categories where you spend the most each month, on the first $150,000 in combined purchases from these categories each year
3X
on flights and prepaid hotels booked on AmexTravel.com
1X
on other purchases
Let's get straight to the point(s). We may earn a commission or referral bonus if you use the links on this page. We do our best to keep track of the best credit card offers publicly available. The opinions expressed here are the author's alone and have not been reviewed, approved, or endorsed by outside parties. Please see our advertiser policy for further details. Thanks so much for your support!

Why We Like It

The American Express® Business Gold Card, like the personal version, is a powerhouse when it comes to earning points.
BONUS CATEGORIES
  • 4X in the 2 select categories where you spend the most each month, on the first $150,000 in combined purchases from these categories each year
  • 3X on flights and prepaid hotels booked on AmexTravel.com
  • 1X on other purchases
$240 Flexible Business Credit
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
$155 Walmart+ Membership Credit
Walmart+ members enjoy shopping perks – both online and in-store – at Walmart. Use your American Express® Business Gold Card to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost[1] each month.
Cell Phone Protection
You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period
No Foreign Transaction Fees
While Amex isn’t always accepted abroad, you won’t be charged any fees for using your card.
The Hotel Collection
Delight your senses when you book a two-night minimum The Hotel Collection stay through American Express Travel. Get a $100 experience credit to use during your stay

Related Cards

The Business Platinum Card® from American Express
A card packed with perks and statement credits for small business owners.
Chase Ink Business Preferred
It’s tough to find a better business card with transferable points. Businesses can earn 3x points on a bunch of categories up to $150k per year. Plus, it comes with a great cell phone protection benefit.

Featured In