Best Credit Cards
Under 5/24
Current Offer
60,000 Chase Ultimate Reward Points
after you spend $4,000 on purchases in the first 3 months of account opening.
Annual Fee
$95
Terms apply.
Why We Like It
A go-to choice for those just getting started with points and miles. It provides an easy way to earn more points with bonus categories on travel, dining and more. Plus, you can transfer points to airline and hotel partners.
Under 5/24
Current Offer
$750 Cash Back
after you spend $6,000 in 3 months
Annual Fee
$0
Terms apply.
Why We Like It
While listed as a cashback card, you can combine the points you earn with another Ultimate Rewards card. That will allow you to transfer the points from the Ink Unlimited to airline and hotel partners.
Under 5/24
Current Offer
$750 Cash Back
after you spend $6,000 in 3 months
Annual Fee
$0
Terms apply.
Why We Like It
While listed as a cashback card, you can combine the points you earn with another Ultimate Rewards card. That will allow you to transfer the points from the Ink Cash to airline and hotel partners.
Under 5/24
Current Offer
100,000 Chase Ultimate Reward Points
after you spend $15,000 on purchases in the first 3 months after account opening
Annual Fee
$95
Terms apply.
Why We Like It
It’s tough to find a better business card with transferable points. Businesses can earn 3x points on a bunch of categories up to $150k per year. Plus, it comes with a great cell phone protection benefit.
Under 5/24
Current Offer
75,000 Bonus Points
after you spend $5,000 on purchases in the first 3 months your account is open.
Annual Fee
$99 $0 for your first year, then $99.
Terms apply.
Why We Like It
A solid option to earn some more United miles for United or Star Alliance flights.
Under 5/24
Current Offer
up to 100,000 Avios Points
after $5,000 spent on purchases in the first 3 months
Annual Fee
$95
Terms apply.
Why We Like It
Earn 75,000 Avios after you spend $5,000 in the first 3 months. Earn an additional 25,000 Avios after you spend $20,000 in the first 12 months.
Under 5/24
Current Offer
up to100,000 Avios Points
after you spend $5,000 on purchases within the first 3 months of account opening.
Annual Fee
$95
Terms apply.
Why We Like It
Earn 75,000 Avios after you spend $5,000 in the first 3 months. Earn an additional 25,000 Avios after you spend $20,000 in the first 12 months.
Under 5/24
Current Offer
3 Free Nights
Earn 3 free nights (up to 50,000 each) after you spend $3,000 on purchases in the first 3 months from account opening. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$95
Terms apply.
Why We Like It
You’ll receive an annual free night certificate (worth up to 35k points) and 15 elite night credits which make it much easier to earn Platinum Elite status.
Under 5/24
Current Offer
up to 100,000 Avios Points
after you spend $5,000 on purchases within the first 3 months of account opening.
Annual Fee
$95
Terms apply.
Why We Like It
Earn 75,000 Avios after you spend $5,000 in the first 3 months. Earn an additional 25,000 Avios after you spend $20,000 in the first 12 months.
Under 5/24
Current Offer
60,000 Chase Ultimate Rewards Points
after you spend $4,000 in the first 3 months of account opening.
Annual Fee
$550
Terms apply.
Why We Like It
The big brother of the Sapphire Preferred, it can be a useful choice for those who do a lot of travel thanks to Priority Pass lounge access and the ability to redeem points at 1.5 cents per point. It’s possible to get a 70,000-point bonus offer.
Under 5/24
Current Offer
140,000 IHG Points
after you spend $3,000 in the first 3 months of account opening.
Annual Fee
$99
Terms apply.
Why We Like It
A solid option for business owners (and anyone with a side hustle) to earn some IHG points.
Under 5/24
Current Offer
up to 100,000 Aeroplan Points
Earn 60,000 points after you spend $4,000 on purchases in the first three months your account is open, plus 40,000 points after you spend $20,000 on purchases in the first 12 months your account is open.
Annual Fee
$95
Terms apply.
Why We Like It
An easy way to earn points for award tickets on Star Alliance carriers, Etihad, and more. 3x at grocery stores is a great bonus category.
Under 5/24
Current Offer
175,000 Bonus Points
after spending $3,000 on purchases in the first 3 months from account opening
Annual Fee
$99
Terms apply.
Why We Like It
A free night certificate on your account anniversary worth up to 40k points, 4th night free on award bookings, and Platinum Elite status make this a card worth considering.
Under 5/24
Current Offer
50,000 United Miles
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Annual Fee
$95 $0 for your first year, then $95.
Terms apply.
Why We Like It
The Explorer Card lost a bit of its luster with the launch of the Quest Card. However, with a good welcome bonus, the lower annual fee and free checked bag perk might be enough for some folks.
Under 5/24
Current Offer
60,000 Bonus Points
after you spend $5,000 on purchases in your first 3 months from account opening.
Limited Time offer: Apply by 10/6/22 and get the card to receive 2 Tier-Qualifying Night Credits for each night you stay from 8/23/22 through 12/31/22.
Annual Fee
$199
Terms apply.
Why We Like It
A solid welcome bonus plus the ability to earn elite nights per $10,000, it’s a great business card option for those who like Hyatt.
Under 5/24
Current Offer
60,000 United Miles
Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$250
Terms apply.
Why We Like It
The United Quest Card is probably the co-branded United card overall with a nice bonus plus ways for United flyers to offset the annual fee.
Under 5/24
Current Offer
80,000 United Miles
after you spend $5,000 on purchases in the first 3 months your account is open
Annual Fee
$525
Terms apply.
Why We Like It
The best perk is the United Club membership. When flying United or Star Alliance carriers, this provides access to United Clubs (plus children or two guests) and many Star Alliance business class lounges (plus one guest on your flight).
Under 5/24
Current Offer
60,000 Bonus Points
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
Annual Fee
$95
Terms apply.
Why We Like It
You’ll get an annual free night certificate for a Category 1-4 property and you can earn a second by spending $15,000 in a year. You’ll get 5 elite nights each year with the card plus you can earn 2 elite nights per $5,000 spent.
Over 5/24
Current Offer
Up to 85,000 Membership Rewards® Points
after you spend $10,000 in eligible purchases on the Card within your first 3 months of Card Membership
Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$295
Terms apply.
Why We Like It
Earn 4x on a bunch of categories on up to $200k per calendar year. The best offer is currently via personal referral. Contact me for a referral.
Over 5/24
Current Offer
Up to 250,000 Venture Miles
Earn 50,000 miles after you spend $10,000 in the first 3 months. Earn an additional 200,000 miles after you spend $50,000 in the first 6 months.
Note: These card details have been collected independently by STTP and have not been revie
Annual Fee
$395
Terms apply.
Why We Like It
It’s the business version of the Capital One Venture X. Currently, you can only apply for this card via a Capital One Relationship Manager.
Over 5/24
Current Offer
75,000 Venture Miles
once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Annual Fee
$395
Terms apply.
Why We Like It
One of my favorite cards on the market right now. I regularly use it to earn 2x on spend that otherwise would earn 1x. Throw in lounge access and up to 3 free authorized users (who also get lounge access), and you have something special.
Over 5/24
Current Offer
75,000 Capital One Miles
once you spend $4,000 on purchases within 3 months from account opening, equal to $600 in travel
Annual Fee
$95
Terms apply.
Why We Like It
It’s a solid card that earns 2x on everything if you’re nervous about the Venture X’s annual fee. Still, anyone who travels a decent bit should really consider the Venture X. Just run the numbers and you’ll see!
Over 5/24
Current Offer
Up to 150,000 Membership Rewards® Points
Earn up to 150,000 plus $200 cash back (during the first three months of card membership) after you spend $6,000 on purchases in your first 6 months of Card Membership.
Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$695
Terms apply.
Why We Like It
A great card for lounge access, statement credits, and premium cabin flight discounts. The best offer is currently via personal referral. Contact me for a referral.
Over 5/24
Current Offer
70,000 Alaska Miles
Get a $100 statement credit, 70,000 Bonus Miles plus Alaska's Famous Companion Fare™ from $122 ($99 fare plus taxes and fees from $23) with this offer. To qualify make $3,000 or more in purchases within the first 90 days of opening your account. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$95
Terms apply.
Why We Like It
Alaska miles are great for business and first class flights to Asia. Currently, this is your best option for earning Alaska miles.
Over 5/24
Current Offer
Up to 90,000 Membership Rewards® Points
Earn up to 90,000 plus $200 cash back (during the first three months of card membership) after you spend $4,000 within the first 6 months.
Note: These card details have been collected independently by STTP and have not been provided by the card issuer.
Annual Fee
$250
Terms apply.
Why We Like It
One of the best cards for earning Amex points thanks to 4x on groceries (up to $25k per year) and 4x at restaurants. The best offer is currently via personal referral. Contact me for a referral.
Over 5/24
Current Offer
70,000 Alaska Miles
plus Alaska’s Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make $2,000 or more in purchases within the first 90 days of opening your account.
Annual Fee
$75
Terms apply.
Why We Like It
Alaska miles are great for business and first class flights to Asia. Currently, this is your best option for earning Alaska miles.
Over 5/24
Current Offer
65,000 AAdvantage Miles
after spending $4,000 in purchases within the first 4 months of account opening.
Annual Fee
$99 $0 for your first year, then $99.
Terms apply.
Why We Like It
This card offers a great welcome bonus that can help you book some fun business (and first) class flights. You also get a free checked bag on domestic American flights.
Over 5/24
Current Offer
Up to 150,000 Membership Rewards® Points
after you spend $15,000 within the first 3 months.
Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$595
Terms apply.
Why We Like It
A card packed with perks and statement credits for small business owners. The best offer is currently via personal referral. Contact me for a referral.
Over 5/24
Current Offer
70,000 AAdvantage Miles
Earn 60,000 bonus miles after spending $2,000 on purchases in the first 90 days, and earn 10,000 bonus miles after a purchase is made on an employee card
Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$95
Terms apply.
Why We Like It
A solid business card if you want to earn some American miles. You’ll receive a 5% bonus on the AA miles earned via this card after your account anniversary.
Over 5/24
Current Offer
60,000 AAdvantage® Miles
after $2,500 in purchases within the first 3 months of account opening.
Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$99 $0 for your first year, then $99.
Terms apply.
Why We Like It
If you need a big chunk of American miles and would like a free checked bag on your domestic American flights, look no further.
Over 5/24
Current Offer
60,000 Citi ThankYou Points
after making $4,000 in purchases with your card within the first 3 months of account opening.
Annual Fee
$95
Terms apply.
Why We Like It
Not only is this card the best way to start earning valuable ThankYou Points, but it has some great 3x bonus categories and an annual $100 hotel credit. Not bad for a card with a low annual fee.
Over 5/24
Current Offer
150,000 Hilton Honors Points
after spending $4,000 within the first three months.
Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$450
Terms apply.
Why We Like It
Provides Diamond status which makes it an excellent card for those who regularly stay at Hilton properties. You’ll also receive a free weekend night certificate your first year and after you renew each year.
Over 5/24
Current Offer
45,000 Membership Rewards® Points
Earn 45,000 Membership Rewards Points after you spend $2,000 on purchases on your new Card in your first 6 months of Card Membership.
Annual Fee
$250
Terms apply.
Why We Like It
A lower annual fee than the Platinum or Gold, the Green Card is a solid earner with 3x on dining and travel. You’ll also get an annual $100 credit for both a CLEAR membership and LoungeBuddy. Just make sure you apply for the best welcome offer.
Over 5/24
Current Offer
50,000 Capital One Miles
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Annual Fee
$0 $0 intro for first year; $95 after that
Terms apply.
Why We Like It
A slightly cheaper alternative to the Spark Cash Plus. You still earn 2x on all spend but you’ll have a credit limit. If you don’t have as much business spend, this could be a good choice to earn Capital One miles.
Over 5/24
Current Offer
50,000 AAdvantage® Miles
after your first purchase and payment of the $99 annual fee. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$99
Terms apply.
Why We Like It
Quite possibly the easiest welcome bonus to earn as you’ll need to make just one purchase. It doesn’t hurt that the miles you’ll earn are valuable American miles.
Over 5/24
Current Offer
165,000 Hilton Honors Points
Limited Time Offer: Earn 165,000 Hilton Honors Bonus Points after you spend $5,000 in purchases on the Card within your first 3 Months of Card Membership. Offer ends 4/5/23.
Annual Fee
$95
Terms apply.
Why We Like It
As a cardholder you’ll get Hilton Gold status which provides free breakfast at many Hilton brands. Additionally, you can earn up to two free weekend night certificates. You’ll also receive 10 passes to Priority Pass lounges.
Over 5/24
Current Offer
up to $1,000 Cash back
Earn $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening.
Annual Fee
$150
Terms apply.
Why We Like It
Listed as a cashback card, you can turn the cash into transferable points by moving the ot to a card that earns Capital One miles (e.g. Venture X). It’s also a charge card so there’s no set limit if you have large business expenses.
Current Offer
up to 50,000 Bilt Rewards points
Up to 50,000 Bilt Rewards points on rent per year
Annual Fee
$0
Terms apply.
Why We Like It
Most people can't earn points on rent easily or without paying processing fees. The Bilt Card solves that problem. Plus, the card comes with other useful benefits.
