Best Credit Cards — Under 5/24
Under 5/24
Current Offer
60,000 Chase Ultimate Reward Points
after you spend $4,000 on purchases in the first 3 months of account opening.
Annual Fee
$95
Terms apply.
Why We Like It
A go-to choice for those just getting started with points and miles. It provides an easy way to earn more points with bonus categories on travel, dining and more. Plus, you can transfer points to airline and hotel partners.
Under 5/24
Current Offer
$750 Cash Back
after you spend $6,000 in 3 months
Annual Fee
$0
Terms apply.
Why We Like It
While listed as a cashback card, you can combine the points you earn with another Ultimate Rewards card. That will allow you to transfer the points from the Ink Unlimited to airline and hotel partners.
Under 5/24
Current Offer
$750 Cash Back
after you spend $6,000 in 3 months
Annual Fee
$0
Terms apply.
Why We Like It
While listed as a cashback card, you can combine the points you earn with another Ultimate Rewards card. That will allow you to transfer the points from the Ink Cash to airline and hotel partners.
Under 5/24
Current Offer
100,000 Chase Ultimate Reward Points
after you spend $15,000 on purchases in the first 3 months after account opening
Annual Fee
$95
Terms apply.
Why We Like It
It’s tough to find a better business card with transferable points. Businesses can earn 3x points on a bunch of categories up to $150k per year. Plus, it comes with a great cell phone protection benefit.
Under 5/24
Current Offer
75,000 Bonus Points
after you spend $5,000 on purchases in the first 3 months your account is open.
Annual Fee
$99 $0 for your first year, then $99.
Terms apply.
Why We Like It
A solid option to earn some more United miles for United or Star Alliance flights.
Under 5/24
Current Offer
up to 100,000 Avios Points
after $5,000 spent on purchases in the first 3 months
Annual Fee
$95
Terms apply.
Why We Like It
Earn 75,000 Avios after you spend $5,000 in the first 3 months. Earn an additional 25,000 Avios after you spend $20,000 in the first 12 months.
Under 5/24
Current Offer
up to100,000 Avios Points
after you spend $5,000 on purchases within the first 3 months of account opening.
Annual Fee
$95
Terms apply.
Why We Like It
Earn 75,000 Avios after you spend $5,000 in the first 3 months. Earn an additional 25,000 Avios after you spend $20,000 in the first 12 months.
Under 5/24
Current Offer
3 Free Nights
Earn 3 free nights (up to 50,000 each) after you spend $3,000 on purchases in the first 3 months from account opening. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$95
Terms apply.
Why We Like It
You’ll receive an annual free night certificate (worth up to 35k points) and 15 elite night credits which make it much easier to earn Platinum Elite status.
Under 5/24
Current Offer
up to 100,000 Avios Points
after you spend $5,000 on purchases within the first 3 months of account opening.
Annual Fee
$95
Terms apply.
Why We Like It
Earn 75,000 Avios after you spend $5,000 in the first 3 months. Earn an additional 25,000 Avios after you spend $20,000 in the first 12 months.
Under 5/24
Current Offer
60,000 Chase Ultimate Rewards Points
after you spend $4,000 in the first 3 months of account opening.
Annual Fee
$550
Terms apply.
Why We Like It
The big brother of the Sapphire Preferred, it can be a useful choice for those who do a lot of travel thanks to Priority Pass lounge access and the ability to redeem points at 1.5 cents per point. It’s possible to get a 70,000-point bonus offer.
Under 5/24
Current Offer
140,000 IHG Points
after you spend $3,000 in the first 3 months of account opening.
Annual Fee
$99
Terms apply.
Why We Like It
A solid option for business owners (and anyone with a side hustle) to earn some IHG points.
Under 5/24
Current Offer
up to 100,000 Aeroplan Points
Earn 60,000 points after you spend $4,000 on purchases in the first three months your account is open, plus 40,000 points after you spend $20,000 on purchases in the first 12 months your account is open.
Annual Fee
$95
Terms apply.
Why We Like It
An easy way to earn points for award tickets on Star Alliance carriers, Etihad, and more. 3x at grocery stores is a great bonus category.
Under 5/24
Current Offer
175,000 Bonus Points
after spending $3,000 on purchases in the first 3 months from account opening
Annual Fee
$99
Terms apply.
Why We Like It
A free night certificate on your account anniversary worth up to 40k points, 4th night free on award bookings, and Platinum Elite status make this a card worth considering.
Under 5/24
Current Offer
50,000 United Miles
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Annual Fee
$95 $0 for your first year, then $95.
Terms apply.
Why We Like It
The Explorer Card lost a bit of its luster with the launch of the Quest Card. However, with a good welcome bonus, the lower annual fee and free checked bag perk might be enough for some folks.
Under 5/24
Current Offer
60,000 Bonus Points
after you spend $5,000 on purchases in your first 3 months from account opening.
Limited Time offer: Apply by 10/6/22 and get the card to receive 2 Tier-Qualifying Night Credits for each night you stay from 8/23/22 through 12/31/22.
Annual Fee
$199
Terms apply.
Why We Like It
A solid welcome bonus plus the ability to earn elite nights per $10,000, it’s a great business card option for those who like Hyatt.
Under 5/24
Current Offer
60,000 United Miles
Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$250
Terms apply.
Why We Like It
The United Quest Card is probably the co-branded United card overall with a nice bonus plus ways for United flyers to offset the annual fee.
Under 5/24
Current Offer
80,000 United Miles
after you spend $5,000 on purchases in the first 3 months your account is open
Annual Fee
$525
Terms apply.
Why We Like It
The best perk is the United Club membership. When flying United or Star Alliance carriers, this provides access to United Clubs (plus children or two guests) and many Star Alliance business class lounges (plus one guest on your flight).
Under 5/24
Current Offer
60,000 Bonus Points
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
Annual Fee
$95
Terms apply.
Why We Like It
You’ll get an annual free night certificate for a Category 1-4 property and you can earn a second by spending $15,000 in a year. You’ll get 5 elite nights each year with the card plus you can earn 2 elite nights per $5,000 spent.
