Earn 20K Amex Points With Pay Over Time
1X
on rent payments (without transaction fee). Earn up to 100,000 points each calendar year. Use the card 5 times during statement period to earn points.
2X
on travel
3X
on dining
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Why We Like It

The Bilt Mastercard is best known for providing a way to pay rent without being on the hook for processing fees. It also offers a great set of transfer partners as well as useful bonus categories and benefits. Note that you must use the card 5 times during statement period to earn points.

Disclosure: I serve on an advisory board for Bilt.
BONUS CATEGORIES
  • 1X on rent payments (without transaction fee). Earn up to 100,000 points each calendar year. Use the card 5 times during statement period to earn points.
  • 2X on travel
  • 3X on dining
  • 1X on other purchases
Double Points On Rent Day
On the first of every month, you can earn double points up to 10,000 bonus points.
Rent Day Promos
On the first of every month, Bilt runs promos such as transfer bonuses and status challenges with airlines and hotels.
Trip Delay Protection
If your flight is canceled or delayed 6+ hours, you can be reimbursed for up to $500 in reasonable expenses.
Primary Rental Car Coverage
Pay with your card and get primary collision damage waiver coverage in most countries.
Cell Phone Coverage
Pay with your card and, if your phone is stolen or damaged, you can get up to $800 in protection (after a $25 deductible).
Refer A Friend
You can earn 22,500 Bilt points for every 5 friends you refer.
No Foreign Transaction Fees
You won’t be charged to use your card abroad.

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