Capital One Spark Cash Plus

CURRENT OFFER

$2,000 Cash back

Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!

ANNUAL FEE

$150

Terms apply

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Why We Like It

The Capital One Spark Cash Plus is a cashback card, but you can turn the cash back into transferable points if you have a Capital One Venture X Rewards Credit Card, Capital One Venture Rewards Credit Card, or Capital One Spark Miles for Business.

The big advantage of the Spark Cash Plus is that it’s a charge card so businesses can make larger purchases and still earn 2% back (or 2x if you have one of the cards mentioned above).

BONUS CATEGORIES

2% on every purchase, everywhere - with no limits or category restrictions

No Pre-Set Spending Limit

As a charge card, it doesn’t have a pre-set spending limit so it’s easier to make large purchases.

Annual $150 Bonus

If you spend $150,000 within a calendar year, you’ll earn a $150 cash bonus.

No Foreign Transaction Fees

You won’t be charged to use your card abroad.

Related Cards

Capital One Spark Miles for Business

A slightly cheaper alternative to the Spark Cash Plus. You still earn 2x on all spend but you’ll have a credit limit. If you don’t have as much business spend, this could be a good choice to earn Capital One miles.

Chase Ink Business Unlimited®

While listed as a cashback card, you can combine the points you earn with another Ultimate Rewards card. That will allow you to transfer the points from the Ink Unlimited to airline and hotel partners.

Capital One Spark Cash Plus

Why We Like It

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