Chase Freedom Unlimited®

CURRENT OFFER

$200 Cash Back

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Earn 5% cash back on combined gas station and grocery store purchases (not including Target and Walmart) on up to $12,000 spent in the first year.

ANNUAL FEE

Terms apply

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Why We Like It

The Chase Freedom Unlimited is a simple no annual fee card that is a great addition if you have a Chase Sapphire Preferred Card. Just don’t use it abroad as it does have a foreign transaction fee.

While the Freedom Unlimited earns cash back, you can combine the points it earns with a Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred Card.

If you have any of those three cards, the cash back becomes transferable Ultimate Rewards points. This allows you to take advantage of the many Ultimate Rewards transfer partners.

The Chase 5/24 rule applies to this card. If you’ve opened 5+ cards from any bank and they show on your personal credit report, you won’t be eligible to open the card.

BONUS CATEGORIES

5% on travel purchased through Chase Ultimate Rewards
3% on dining at restaurants, including takeout and eligible delivery servicesopens overlay
3% on drugstore purchases
1.5% on all other purchases

Lucrative Bonus Categories

The ability to earn 3%/3x or 5%/5x on several categories is a huge selling point.

1.5%/1.5x On All Other Spend

You’ll never earn a measly 1x with the Freedom Unlimited as all non-bonus category spend earns 1.5%/1.5x.

No Annual Fee

A great no annual fee card to pair with a Sapphire or Ink Preferred.

Chase Offers

Once you add a Chase Offer to your card, you’ll automatically earn cash back once you make a purchase at the participating merchant.

Related Cards

Chase Sapphire Preferred® Card

A go-to for beginners. It's an easy way to earn more points with bonus categories on travel, dining and more. Plus, you can transfer points to airline and hotel partners.

Chase Freedom Flex℠

It might technically earn cashback but, when paired with a Sapphire or Ink Preferred, your points can be transferred to partners. Thanks to great 3% bonus categories and rotating quarterly 5% bonus categories, this is a great supplementary card.

Chase Ink Business Unlimited®

While listed as a cashback card, you can combine the points you earn with another Ultimate Rewards card. That will allow you to transfer the points from the Ink Unlimited to airline and hotel partners.

Chase Freedom Unlimited®

Why We Like It

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