Chase Sapphire Preferred® Card

CURRENT OFFER

Up to $1,050 Chase Travel value

Get up to $1,050 in Chase Travel value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That’s worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.

ANNUAL FEE

$95

Terms apply

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Why We Like It

The Chase Sapphire Preferred has long been a go-to credit card for points beginners thanks to the ability to earn 3x on dining and 2x on travel. Even people who started with other cards often come back to it at some point.

It earns Ultimate Rewards points which can be transferred to partners such as United MileagePlus, Air Canada Aeroplan, Emirates Skywards, and World of Hyatt.

To be eligible for the sign-up bonus, you can’t have received the bonus for the Sapphire Preferred or Chase Sapphire Reserve in the last 48 months. Additionally, you can’t hold either card.

The Chase 5/24 rule also applies. If you’ve opened 5+ cards from any bank that show on your personal credit report, you won’t be eligible to open the card.

BONUS CATEGORIES

5X on Chase travel portal bookings
3X points on dining
2X points on all other travel purchases
1X points on all other purchases
3X on select streaming services
3X on online groceries (excluding Target, Walmart, wholesale clubs)
5X on Lyft (through March 2025)

Trip Delay Protection

If your flight is canceled or delayed 12+ hours, you can be reimbursed for up to $500 in reasonable expenses.

$50 Annual Hotel Credit

Each cardmember year, you are eligible to receive a $50 credit when you book a hotel via the Chase travel portal.

10% Anniversary Bonus

Each cardmember year, you’ll receive 10% bonus points based on your spend - i.e. spend $10k, get 1k bonus points.

No Foreign Transaction Fees

You won’t be charged to use your card abroad.

Primary Rental Car Coverage

Pay with your card and get primary collision damage waiver coverage in most countries.

Related Cards

Chase Ink Business Preferred

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Chase Freedom Unlimited®

It might technically earn cashback but, when paired with a Sapphire or Ink Preferred, your points can be transferred to partners. Thanks to great 3% bonus categories and 1.5% back on all other spend, this is a great supplementary card.

Chase Freedom Flex℠

It might technically earn cashback but, when paired with a Sapphire or Ink Preferred, your points can be transferred to partners. Thanks to great 3% bonus categories and rotating quarterly 5% bonus categories, this is a great supplementary card.

Chase Sapphire Preferred® Card

Why We Like It

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