Citi Strata Premier Card

CURRENT OFFER

75,000 Citi ThankYou Points

after making $4,000 in purchases with your card within the first 3 months of account opening. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.

ANNUAL FEE

$95

Terms apply

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Why We Like It

The Citi Strata Premier is a bit of a sleeper card, but it’s packed with potential. You can earn 3x points on several useful categories all for a reasonable annual fee.

Perhaps, one of the reasons it’s often overlooked is the fact that ThankYou Points don’t transfer to a US airline program.

Still, Citi has 14 airline transfer partners including Air France-KLM Flying Blue, Cathay Pacific Asia Miles, and Turkish Miles&Smiles. Those three programs alone cover SkyTeam, Oneworld, and Star Alliance.

You can also transfer points to 3 hotel partners. Choice Privileges is the standout as you can transfer points at a 1:2 ratio.

BONUS CATEGORIES

3X on restaurants, supermarkets, gas stations, air travel, and hotels.
1X on all other purchases.

$100 Annual Hotel Credit

Book a hotel stay of $500+ via the Citi Travel portal and receive $100 off once per calendar year.

World Elite Mastercard Benefits

You can access credits to Lyft and DoorDash and free shipping at a variety of merchants via a ShopRunner membership.

No Foreign Transaction Fees

You won’t be charged to use your card abroad.

Related Cards

Chase Sapphire Preferred® Card

A go-to for beginners. It's an easy way to earn more points with bonus categories on travel, dining and more. Plus, you can transfer points to airline and hotel partners.

American Express® Green Card

A lower annual fee than the Platinum or Gold, the Green Card is a solid earner with 3x on dining and travel. You’ll also get an annual $100 credit for both a CLEAR membership and LoungeBuddy. Just make sure you apply for the best welcome offer.

American Express® Gold Card

One of the best cards for earning Amex points thanks to 4x on groceries (up to $25k per year) and 4x at restaurants. The best offer is currently via personal referral.

Citi Strata Premier Card

Why We Like It

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