Best Credit Cards – December 2023

To make choosing your next card a bit easier, we've ranked the best credit card offers below with an eye toward those that can help you book luxury travel. Factors include: the welcome/sign-up bonus, bonus categories, and perks/benefits.

We strive to find the best offers available even if we won't earn a commission or earn a referral bonus. If you think we've missed a better offer, please let us know so we can investigate.

Let's get straight to the point(s). We may earn a commission or referral bonus if you use the links on this page. We do our best to keep track of the best credit card offers publicly available. The opinions expressed here are the author's alone and have not been reviewed, approved, or endorsed by outside parties. Please see our advertiser policy for further details. Thanks so much for your support.

Best Credit Cards — Airline

British Airways Visa Signature
Chase 5/24 rule applies
Current Offer
Up to 125,000 Avios
Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.*same page link to offer details. Earn an additional 50,000 Avios after you spend $20,000 within the first 12 months of account opening. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$95
Terms apply.
Why We Like It

Earn a Travel Together (2-for-1) ticket after spending $30,000 in a calendar year.

Iberia Visa Signature
Chase 5/24 rule applies
Current Offer
Up to 125,000 Avios
Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening. Earn an additional 50,000 Avios after you spend $20,000 within the first 12 months of account opening. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$95
Terms apply.
Why We Like It

10% discount on Iberia flights and a $1,000 discount voucher if you spend $30,000 in a calendar year.

Aer Lingus Visa Signature®
Chase 5/24 rule applies
Current Offer
Up to 125,000 Avios
Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.sEarn an additional 50,000 Avios after you spend $20,000 within the first 12 months of account opening. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$95
Terms apply.
Why We Like It

Earn a Companion Ticket after spending $30,000 in a calendar year.

United℠ Business Card
Chase 5/24 rule applies
Current Offer
75,000 United Miles
after you spend $5,000 on purchases in the first 3 months your account is open.
Annual Fee
$99 $0 for your first year, then $99.
Terms apply.
Why We Like It

A solid option to earn some more United miles for United or Star Alliance flights.

United Quest℠
Chase 5/24 rule applies
Current Offer
70,000 United Miles
Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
Annual Fee
$250
Terms apply.
Why We Like It

The United Quest Card is probably the co-branded United card overall with a nice bonus plus ways for United flyers to offset the annual fee.

Aeroplan Credit Card
Chase 5/24 rule applies
Current Offer
Up to 100,000 Aeroplan Points
Earn 60,000 points after you spend $4,000 on purchases in the first three months your account is open. Plus, earn 40,000 points after you spend $20,000 in the first 12 months.
Annual Fee
$95
Terms apply.
Why We Like It

An easy way to earn points for award tickets on Star Alliance carriers, Etihad, and more. 3x at grocery stores is a great bonus category.

United℠ Explorer Card
Chase 5/24 rule applies
Current Offer
60,000 United Miles
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Annual Fee
$95 $0 for your first year, then $95.
Terms apply.
Why We Like It

The Explorer Card lost a bit of its luster with the launch of the Quest Card. However, with a good welcome bonus, the lower annual fee and free checked bag perk might be enough for some folks.

United Club℠ Infinite
Chase 5/24 rule applies
Current Offer
90,000 United Miles
Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
Annual Fee
$525
Terms apply.
Why We Like It

The best perk is the United Club membership. When flying United or Star Alliance carriers, this provides access to United Clubs (plus children or two guests) and many Star Alliance business class lounges (plus one guest on your flight).

Southwest Rapid Rewards® Priority Card
Chase 5/24 rule applies Offer ending soon
Current Offer
75,000 Rapid Rewards® Points
Earn 75,000 Rapid Rewards points after spending $3,000 within the first three months.
Annual Fee
$149
Terms apply.
Why We Like It

Quite possibly the best personal Southwest card of the bunch. You get 4 upgraded boardings each year, 7,500 Rapid Rewards points upon renewal, and a $75 Southwest credit each year. And, of course, it can help you earn the Southwest Companion Pass.

Southwest Rapid Rewards® Premier
Chase 5/24 rule applies Offer ending soon
Current Offer
75,000 Rapid Rewards® Points
Earn 75,000 Rapid Rewards points after spending $3,000 within the first three months.
Annual Fee
$99
Terms apply.
Why We Like It

A cheaper alternative to the Southwest Priority card, you’ll receive 2 upgraded boardings each year as well as 6,000 Rapid Rewards points upon renewal. Points you earn with this card count toward the Southwest Companion Pass.

Southwest Rapid Rewards® Plus
Chase 5/24 rule applies Offer ending soon
Current Offer
75,000 Rapid Rewards® Points
Earn 75,000 Rapid Rewards points after spending $3,000 within the first three months.
Annual Fee
$69
Terms apply.
Why We Like It

With no annual fee, this card can help you earn the Southwest Companion Pass. You’ll also receive 2 upgraded boardings each year as well as 3,000 Rapid Rewards points upon renewal.

Miles & More World Elite Mastercard
Current Offer
100,000 Miles & More Points
Earn 100,000 Lufthansa miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.
Annual Fee
$89
Terms apply.
Why We Like It

With Lufthansa Miles & More miles, you can access Lufthansa first class award space earlier than Star Alliance partners.

CitiBusiness / AAdvantage Platinum Select World Elite MasterCard
Current Offer
75,000 AAdvantage Miles
after spending $6,000 in purchases within the first 4 months of account opening. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$99 $0 for your first year, then $99.
Terms apply.
Why We Like It

This card offers a great welcome bonus that can help you book some fun business (and first) class flights. You also get a free checked bag on domestic American flights.

Alaska Airlines Visa Business Card
Current Offer
65,000 Alaska Miles
Get 60,000 bonus miles + Alaska's Famous Companion Fare ($99 fare plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account. Plus, get an additional 5,000 bonus miles when you apply today through this application and make the same qualifying purchases. Use any 6-digit referral code when applying Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$70
Terms apply.
Why We Like It

Alaska miles are great for business and first class flights to Asia. It may be possible to get a better offer by going through the process to book flight.

AAdvantage Aviator Red World Elite MasterCard
Current Offer
Up to 75,000 AAdvantage® Miles
after making your first purchase and paying the annual fee in full, both within the first 90 days. Plus, add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 15,000 miles. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$99
Terms apply.
Why We Like It

Quite possibly the easiest welcome bonus to earn as you’ll need to make just one purchase. It doesn’t hurt that the miles you’ll earn are valuable American miles.

Citi / AAdvantage Executive World Elite Mastercard
Current Offer
70,000 AAdvantage Miles
Bonus miles earned after $7,000 in purchases within the first 3 months of account opening. Plus, enjoy a complimentary Admirals Club membership (a value of up to $850).
Annual Fee
$595
Terms apply.
Why We Like It

The Citi AAdvantage Executive card is designed for people who regularly fly American Airlines and want lounge access. You can also get a Loyalty Points boost to help you earn the next level of elite status with American AAdvantage.

Alaska Airlines Visa Card
Current Offer
60,000 Alaska Miles
plus Alaska’s Famous Companion Fare ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
Annual Fee
$95
Terms apply.
Why We Like It

Alaska miles are great for business and first class flights to Asia. Currently, this is your best option for earning Alaska miles.

Citi / AAdvantage Platinum Select World Elite Mastercard
Current Offer
50,000 AAdvantage® Miles
after $2,500 in purchases within the first 3 months of account opening.
Annual Fee
$99 $0 for your first year, then $99.
Terms apply.
Why We Like It

If you need a big chunk of American miles and would like a free checked bag on your domestic American flights, look no further.

Air France KLM World Elite Mastercard
Current Offer
50,000 Flying Blue Miles
Earn 50,000 Bonus Miles and 60 XP after you make at least $2,000 in purchases within the first 90 days of your account opening. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$89
Terms apply.
Why We Like It

3 Miles per $1 spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases

See What People Are Saying!