Best Credit Cards – April 2024

To make choosing your next card a bit easier, we've ranked the best credit card offers below with an eye toward those that can help you book luxury travel. Factors include: the welcome/sign-up bonus, bonus categories, and perks/benefits.

We strive to find the best offers available even if we won't earn a commission or earn a referral bonus. If you think we've missed a better offer, please let us know so we can investigate.

Let's get straight to the point(s). We may earn a commission or referral bonus if you use the links on this page. We do our best to keep track of the best credit card offers publicly available. The opinions expressed here are the author's alone and have not been reviewed, approved, or endorsed by outside parties. Please see our advertiser policy for further details. Thanks so much for your support.

Best Credit Cards — Over 5/24

The Platinum Card® from American Express
Current Offer
Up to 175,000 Membership Rewards® Points
Earn 175,000 after you spend $8,000 on purchases in your first 6 months of Card Membership. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$695
Terms apply.
Why We Like It

A great card for lounge access, statement credits, and premium cabin flight discounts. The best offer is currently via personal referral. Click "Learn More" below to apply via referral.

American Express® Gold Card
Current Offer
Up to 90,000 Membership Rewards® Points
after you spend $6,000 in eligible purchases on your American Express Gold Card within the first 6 months of Card Membership. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$250
Terms apply.
Why We Like It

One of the best cards for earning Amex points thanks to 4x on groceries (up to $25k per year) and 4x at restaurants. The best offer is currently via personal referral.

The Business Platinum Card® from American Express
Current Offer
190,000 Membership Rewards® Points
after you spend $15,000 on eligible purchases with your Card in the first 3 months.† This offer may not be available if you leave this web page and return later. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$695
Terms apply.
Why We Like It

A card packed with perks and statement credits for small business owners.

American Express® Business Gold Card
Current Offer
Up to 150,000 Membership Rewards® Points
after you spend $10,000 in eligible purchases on the Card within your first 3 months of Card Membership. See the card review for details on getting the best offer. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$375
Terms apply.
Why We Like It

Earn 4x on a bunch of categories on up to $200k per calendar year. It's possible to get a welcome offer for 130k points but it's highly targeted.

Capital One Venture X®
Current Offer
75,000 Venture Miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Annual Fee
$395
Terms apply.
Why We Like It

One of my favorite cards on the market right now. I regularly use it to earn 2x on spend that otherwise would earn 1x. Throw in lounge access and up to 3 free authorized users (who also get lounge access), and you have something special.

Capital One Venture Rewards Credit Card
Current Offer
75,000 Capital One Miles
once you spend $4,000 on purchases within 3 months from account opening.
Annual Fee
$95
Terms apply.
Why We Like It

It’s a solid card that earns 2x on everything if you’re nervous about the Venture X’s annual fee. Still, anyone who travels a decent bit should really consider the Venture X. Just run the numbers and you’ll see!

Citi Premier Card
Current Offer
60,000 Citi ThankYou Points
after making $4,000 in purchases with your card within the first 3 months of account opening. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$95
Terms apply.
Why We Like It

Not only is this card the best way to start earning valuable ThankYou Points, but it has some great 3x bonus categories and an annual $100 hotel credit. Not bad for a card with a low annual fee.

Capital One Venture X Business
Current Offer
150,000 Venture Miles
Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
Annual Fee
$395
Terms apply.
Why We Like It

An easy way to earn 2x on all of your business spend and get a bunch of travel perks.

Capital One Spark Cash Select for Excellent Credit
Current Offer
$750 Cash back
when you spend $6,000 in the first 3 months of account opening
Annual Fee
$0
Terms apply.
Why We Like It

Listed as a cashback card, you can turn the cash into transferable points by moving the ot to a card that earns Capital One miles (e.g. Venture X).

Capital One Spark Cash Plus
Current Offer
$1,200 Cash back
Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
Annual Fee
$150
Terms apply.
Why We Like It

Listed as a cashback card, you can turn the cash into transferable points by moving the ot to a card that earns Capital One miles (e.g. Venture X). It’s also a charge card so there’s no set limit if you have large business expenses.

Alaska Airlines Visa Business Card
Current Offer
75,000 Alaska Miles
Get 75,000 bonus miles plus Alaska’s Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account. Plus, get an additional 5,000 bonus miles when you apply today through this application and make the same qualifying purchases. Use any 6-digit referral code when applying Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$70
Terms apply.
Why We Like It

Alaska miles are great for business and first class flights to Asia. It may be possible to get a better offer by going through the process to book flight.

Alaska Airlines Visa Card
Current Offer
75,000 Alaska Miles
Get 75,000 bonus miles plus Alaska’s Famous Companion Fare ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
Annual Fee
$95
Terms apply.
Why We Like It

Alaska miles are great for business and first class flights to Asia. Currently, this is your best option for earning Alaska miles.

AAdvantage Aviator Red World Elite MasterCard
Current Offer
Up to 70,000 AAdvantage® Miles
after making your first purchase in the first 90 days. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$99
Terms apply.
Why We Like It

Quite possibly the easiest welcome bonus to earn as you’ll need to make just one purchase. It doesn’t hurt that the miles you’ll earn are valuable American miles.

Marriott Bonvoy Business American Express Card
Offer ending soon
Current Offer
3 Free Night Awards
Earn 3 Free Night Awards Card to make $6,000 in purchases within the first 6 months of Card Membership. Each Free Night Award is worth 50,000 Marriott Bonvoy points and can be topped off with up to 15,000 points.
Annual Fee
$125
Terms apply.
Why We Like It

A solid welcome bonus, 15 elite night credits each year, plus an annual free night certificate (up to 35,000 points) makes this a solid business card option for those who stay with Marriott.

Capital One Spark Miles for Business
Current Offer
50,000 Capital One Miles
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Annual Fee
$0 $0 intro for first year; $95 after that
Terms apply.
Why We Like It

A slightly cheaper alternative to the Spark Cash Plus. You still earn 2x on all spend but you’ll have a credit limit. If you don’t have as much business spend, this could be a good choice to earn Capital One miles.

Citi / AAdvantage Executive World Elite Mastercard
Current Offer
70,000 AAdvantage Miles
Bonus miles earned after $7,000 in purchases within the first 3 months of account opening. Plus, enjoy a complimentary Admirals Club membership (a value of up to $850).
Annual Fee
$595
Terms apply.
Why We Like It

The Citi AAdvantage Executive card is designed for people who regularly fly American Airlines and want lounge access. You can also get a Loyalty Points boost to help you earn the next level of elite status with American AAdvantage.

CitiBusiness / AAdvantage Platinum Select World Elite
Current Offer
65,000 AAdvantage Miles
after spending $6,000 in purchases within the first 4 months of account opening.
Annual Fee
$99 $0 for your first year, then $99.
Terms apply.
Why We Like It

This card offers a great welcome bonus that can help you book some fun business (and first) class flights. You also get a free checked bag on domestic American flights.

Citi / AAdvantage Platinum Select World Elite Mastercard
Current Offer
75,000 AAdvantage® Miles
after $3,500 in purchases within the first 3 months of account opening. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$99 $0 for your first year, then $99.
Terms apply.
Why We Like It

If you need a big chunk of American miles and would like a free checked bag on your domestic American flights, look no further.

Hilton American Express Aspire Card
Current Offer
175,000 Hilton Honors Points
after spending $6,000 within the first 6 months. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$450
Terms apply.
Why We Like It

Provides Diamond status which makes it an excellent card for those who regularly stay at Hilton properties. You’ll also receive a free weekend night certificate your first year and after you renew each year.

Air France-KLM World Elite Mastercard
Current Offer
70,000 Flying Blue Miles
Earn 70,000 Bonus Miles and 40 XP after you make at least $2,000 in purchases within the first 90 days of your account opening. You'll also earn 60 XP upon approval. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$89
Terms apply.
Why We Like It

3 Miles per $1 spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines

American Express® Green Card
Current Offer
40,000 Membership Rewards® Points
Earn 40,000 Membership Rewards Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$150
Terms apply.
Why We Like It

A lower annual fee than the Platinum or Gold, the Green Card is a solid earner with 3x on dining and travel. You’ll also get an annual $100 credit for both a CLEAR membership and LoungeBuddy. Just make sure you apply for the best welcome offer.

Citi Double Cash Card
Current Offer
20,000 ThankYou Points
when you spend $1,500 in the first 6 months
Annual Fee
$0
Terms apply.
Why We Like It

Pair this no annual fee card with the Citi Premier and the cash back you earn can become transferable ThankYou Points. Since you’ll earn 2x on all purchases, this card makes sure you never have to earn 1x.

Hilton Honors American Express Surpass Card
Current Offer
140,000 Hilton Honors Points
after you spend $3,000 in purchases on the Card in the first 6 months Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$95
Terms apply.
Why We Like It

Cardholders receive complimentary Hilton Gold status. Earn a Free Night Reward when you spend $15,000 in a calendar year. Earn Diamond by spending $40,000 on the card in a calendar year.

Hilton Honors American Express Business Card
Current Offer
175,000 Hilton Honors Points
after spending $3,000 within the first three months. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$95
Terms apply.
Why We Like It

As a cardholder you’ll get Hilton Gold status which provides free breakfast at many Hilton brands. Additionally, you can earn up to two free weekend night certificates. You’ll also receive 10 passes to Priority Pass lounges.

Hilton Honors Card
Current Offer
90,000 Hilton Honors Points
after you spend $2,000 in purchases on the Card in the first 6 months. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$0
Terms apply.
Why We Like It

Cardholders receive Hilton Silver status. Earn Gold Status when you spend $20,000 on the Card in a calendar year.

Marriott Bonvoy Bevy
Offer ending soon
Current Offer
155,000 Bonus Points
Earn 155,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. Offer ends May 1, 2024.
Annual Fee
$250
Terms apply.
Why We Like It

Marriott Bonvoy Brilliant™ American Express® Card
Offer ending soon
Current Offer
185,000 Marriott Bonvoy Points
Earn 185,000 Marriott Bonvoy points after you spend $6,000 in purchases on the Card in your first 6 months. Offer ends May 1, 2024.
Annual Fee
$650
Terms apply.
Why We Like It

The annual $300 Marriott credit plus an annual free night certificate worth up to 50,000 points can really help offset the annual fee. It also comes with Priority pass Select membership so you can access plenty of airport lounges.

Wyndham Rewards Earner Plus Card
Current Offer
100,000 Wyndam Points
Earn 100,000 bonus points after spending $2,000 on purchases in the first six months. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$75
Terms apply.
Why We Like It

You get complimentary Platinum status + 7,500 points on your account anniversary.

Wyndham Rewards Earner Business Card
Current Offer
100,000 Wyndam Points
Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days and earn 50,000 bonus points after spending $15,000 on purchases within the first 12 months. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points. Note: These card details have been collected independently by STTP and have not been reviewed or provided by the card issuer.
Annual Fee
$75
Terms apply.
Why We Like It

You get complimentary Diamond status + 15,000 points on your account anniversary.

Miles & More World Elite Mastercard
Current Offer
50,000 Miles & More Points
Earn 50,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.
Annual Fee
$89
Terms apply.
Why We Like It

With Lufthansa Miles & More miles, you can access Lufthansa first class award space earlier than Star Alliance partners.

See What People Are Saying!